BCR Bye-Law (V2 master) — interactive model of MC quorum/voting (Clause 6.9) and Section 5A financial controls. Change inputs and the verdict updates live.
Will a Management Committee decision carry? Tests quorum (Clause 6.9.1) and the voting threshold (Clause 6.9.2). Reserved Matters need ¾ of full sanctioned strength — not ¾ of those present.
Does a payment clear the controls — or does it expose someone to personal liability under Clause 5A.10? Models the signing matrix (5A.7 / Payment Universe table) and the four liability triggers.
Only four triggers count, and they are exhaustive. This tool tells you whether an event qualifies, which procedure applies, and the signatures / quorum / notifications required.
Pick what the MC is trying to do. This lays out every step it must follow, in order, with the governing clause and the Register module each step writes — then totals the effort (steps, parties, sign-offs), the time (calendar days on the critical path), and the outcome. Switch to an emergency type to see the fast lane.
Registers written: M1 Vendor · M2 Asset/Surface · M3 Work Order · M4 Financial. The MC only appends — entries are never edited, only superseded by a new dated entry. 5A.4(g)
Worked examples. Each loads its inputs into the relevant tool so you can see the verdict and then tweak it.
Three Apartment Owners (one per Zone, at least one financially qualified, none on or related to the MC). Oversight and reporting only — it cannot approve, block, or direct any payment, and it reports to the Owners, not the MC. 5A.9(a)
A trigger compels review — it is not itself a finding of wrongdoing. The three triggers run as independent, parallel monitors.
Issues a Finding (all 3 sign) or a Note (2 sign). Neither approves nor blocks anything. 5A.9(i)
Within 14 days the MC records in the Register the action taken or proposed. A finding of irregularity stays a standing GB agenda item until the Panel confirms it is resolved. 5A.11(b)
No MC response within 14 days → the matter escalates to Route 3, with the owner threshold lowered to 10. 5A.11(b)
Panel notifies each signatory and each jointly-liable MC member of the triggering facts, the Trigger relied on, and the amount claimed. 5A.10(b-bis)
Each person may reply in writing within 15 days and may demand a hearing (granted on request). 5A.10(b-bis)
Panel files a prima-facie finding → the MC meets within 24h and by ¾ resolution either suspends the mandate (≤ 30 days, extendable once) or declines with written reasons. MC members who decline are personally liable if a breach is later proven. Statutory (Code 3) payments are never frozen. 5A.10(b-quater)
Within 30 days of the reply/hearing, the Panel issues a reasoned written finding stating the Trigger, the amount, the persons liable, and the allocation among them. 5A.10(b-bis)
The finding is published to all Owners; recovery is the full amount; an aggrieved person may go to the Competent Authority (Route 5) within 30 days. 5A.10(b-bis)
| Item | Interim (13) | Expanded (15) |
|---|---|---|
| Quorum — regular & standard emergency meeting | 7 of 13 | 8 of 15 |
| Three-Fourths (Reserved Matter) — of full strength | 10 of 13 | 12 of 15 |
| Resolution by circulation — ¾ full-strength assent | 10 of 13 | 12 of 15 |
| Routine Matter | Simple Majority of members present and voting | |
| Payment | Signatures | Extra approval |
|---|---|---|
| Admin (Code 6) ≤ ₹10,000 | Single — Treasurer | Register entry only |
| ≤ ₹5,00,000 | Dual — Sec + Treasurer | MC resolution for non-standing routine |
| > ₹5,00,000 | Triple — + Joint Treasurer | MC resolution at quorate meeting |
| Capital Works ≤ ₹25,00,000 | Triple | MC resolution + Verifier confirmation |
| Capital Works > ₹25,00,000 | Triple | GB approval (Simple Majority) + MC resolution |
| Sinking Fund (any) | Triple | MC resolution + GB approval (Cl 5.6) + Audit Panel |
| Corpus Fund (any) | Triple | MC resolution + GB approval (Cl 5.3(f)) + Audit Panel |
| Trigger | What fires it | Effect |
|---|---|---|
| 1 — No Register Entry | Payment with no Work-Order / Standing-Payment entry | Payment void; signatories liable |
| 2 — Authority Exceeded | Above the tier without the required approvals (e.g. ₹8L on dual signature) | Signatories liable; voting MC members jointly liable if resolution manifestly insufficient |
| 3 — Signature Deficiency | Fewer than the required signatories (incl. a name on record who didn't authenticate) | Signatories liable |
| 4 — Verification fraud/negligence | Verifier's confirmation later found false/negligent | Verifier liable (after Audit Panel finding) |
| # | Trigger |
|---|---|
| i | Structural failure — collapse, severe flooding, fire damage to structure |
| ii | Complete/substantial failure of essential services — power, water, all lifts, or a high-floor lift — not remediable by routine maintenance within 48h |
| iii | A legal deadline (court order/statutory filing) expiring within 72h |
| iv | Security emergency — imminent threat to life or property |
Standard emergency ≤ ₹5L (dual sig). Elevated ₹5L–₹25L (triple sig, ¾ full strength, owner notifications, Audit Panel). Life-Safety Override: no cap, minimum necessary, never from Corpus. Caps: ≤ 4 emergency meetings/year, ≤ 2 elevated.
Teaching & exploration tool built from the BCR Bye-Law V2 master (BCR-Byelaw-V2.docx; Clauses 6.9 and 5A). Models the rules as drafted; not legal advice. Where the bye-law is amended, update this file.